We pick your policy for the day you claim, not the day you buy. Insurer claim records feed a public ranking method.
We size cover against your actual debt and dependants, in rupees. Often the honest answer is that you already have enough, or that you should buy less.
Not a rejection. Not a dispute. Just the wordings, working exactly as written, on a claim that goes well. From the demo Policy Check: a seven-day hospitalisation, a ₹5,00,000 bill.
Waiting periods on a timeline, room-rent caps acted out against a real bill, every exclusion in one plain list. Free tier shows the single biggest finding.
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